I'm proud that I don't have a credit card. There, I said it. I've never been in debt. I've paid for everything I've ever owned with cash. I'm proud that I've been in control. I'm proud that I have to save and wait and work a little harder for the things I have in life.… Continue reading I’m Proud That I Don’t Have A Credit Card.
We know money doesn't buy happiness, so why are we constantly spending money? Here's a great idea: stop spending! Take a step back and analyze your expenses. My goal: Spend less money. Specifically: Do not spend any money at all through January 1st, 2011 except on the following: bills (rent, cell phone, Internet, electric, gas,… Continue reading Step #2 Towards a Better Life: Spend Less.